Striking another boat.
Accidents on the water happen—even to experienced boaters. If you collide with another boat, many people assume they’re automatically covered. The truth? It depends on your boat insurance policy.
Are you actually covered?
Boat insurance can help cover:
- Liability if you’re responsible for damage to another boat
- Property damage to your own vessel
- Medical expenses if someone is injured
But not every policy includes the same protections—and gaps in coverage can leave you paying out of pocket.
Why policy details matter.
Limits, exclusions, and optional coverages vary widely. Without the right setup, a single accident could turn into a costly headache—especially when injuries or expensive repairs are involved.
Get protected before you leave the dock.
At Fearnow Insurance, we help boat owners understand exactly what their policy covers and make sure they’re properly protected for real-world situations on the water.
Before your next trip, let us review your coverage—so you can focus on enjoying the ride, not worrying about what happens if something goes wrong.
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