Fearnow Insurance | Property | Vehicle | Business | Life & Health2020-05-28T08:41:19+00:00

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Google Rating
Based on 165 reviews

They are very fast, affordable, really try to get you the best rates, and take care of cancelling old or replacement policies with other companies, very streamlined and professional employees, managers and owners, Thanks again to Joe for making it so convenient to change over my auto insurance not to mention the savings.
dale maxwell
14:42 28 May 20
I love how I feel like part of the Family with Fearnow Insurance. Super responsive and always show a willingness to help. All around nice people.
Susan Caballero
18:22 22 May 20
Joe is amazing! He seriously got us the best deal on our homeowners and car insurance! I will definitely recommend him and fearnow to everyone! I am a customer for life now!
Anthony Noel
18:56 06 May 20
I met Joe Boyle for the first time today by phone, and he was fabulous!!! I'm moving from Miami to Lakeland and Southern Oaks was recommended to me by my cousin who also has his home and car insurance taken care of by Joe. Well Joe walked me through both a home and car policy and was so patient with me explaining everything I needed to know about both policies. I had been with State Farm for years, but found that the coverage at Southern Oak is great at very affordable prices. Needless to say I will be consulting Joe about all future needs regarding insurance, and highly recommend him. Thank you so much :)
Syki N-Trimm
22:05 04 May 20
Was recommended to Fearnow by a family member and I was not disappointed! Super blessed and happy to work with a great company! Joe took my call with my best interest in mind and came through with great response time, encouragement, and excellent service. Completely satisfied with my care and definitely would recommend Fearnow Insurance and Joe to others!
Eran West
20:12 30 Apr 20
The personalized service here is unmatched! Having worked in the public sector for over twenty years, I am a stickler about treating customers with courtesy, responsiveness, and care and in a culture where customer service is sorely lacking, it is refreshing to be treated with such regard, respect and honesty. Joe is superb and Fearnow Insurance makes you feel like part of the family as they diligently work to meet the customers' needs. Home, Auto, Life, or bundled services, I encourage you to call Joe for a quote. You won't be disappointed!
T Allen
18:03 24 Apr 20
We highly recommend this company. We've been using Fearnow Insurance for years now - and we can always get someone on the phone if we have a question or concern. We've not had any issues in 5+ years.
Amanda Foens
01:30 22 Apr 20
Great service and follow up. Very happy to have moved our policies to Fearnow
Vicki Hawkins
15:57 06 Apr 20
Wow what a great experience working with Suzy Filep on our new insurance plan. She was so helpful and she went above and beyond to make sure we were satisfied!!! I highly recommend this place and to work with her!!!!!! Thanks so much Suzy!! Your awesome!
krystal R
15:47 31 Mar 20
The agent Suzy Filep went far and beyond in helping us to get through with this insurance she was awesome, very kind, very polite ,and very soft ..Sums it all up that she was very experienced
En-thunder Cracked
18:14 30 Mar 20


You have worked long and hard for all of the things you have in your life – your home, your car, your business. That is why it is important for you to do everything you can to properly protect the time, money, and emotional investments you have made into these things by working with our independent insurance company.

Accidents happen every day without rhyme or reason.  In a moment, your life can drastically change.  With the right insurance coverage, however, you can minimize the damage these accidents have on your life.

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.

  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.

  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.

  • We always provide full disclosure of plan inclusions and exclusions.

  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.

  • Our agents are continuously training, so they stay the leading experts in their field.

Testimonials from Local Businesses

After being with the same agent for 13 years, I decided to switch to Fearnow for several reasons.  1) Robbie & Brian Fearnow helped me save over $20,000 per year on my Commercial Auto insurance alone.  (I didn’t believe it until I received my first monthly bill).  2) They are professional, friendly and efficient.  I’m saving over $30,000 per year between my Homeowners’, Personal Auto, Commercial Auto, General Liability and Umbrella policies. Couldn’t be happier!

President: Micah O Valladares , Google Review
In more than 50 years of doing business in Tampa, the Olin Mott Tire Company believes that the Fearnow Insurance associates have met our needs better, provided better coverage at a better price than any other insurer.  They are a true business partner.
Olin Mott , Olin Mott Tire Company
I work for Hoffman Electrical and we have always used Fearnow for our General Liability insurance but recently had them quote our Commercial Auto and several other products we need for our business. They saved us about $20k on just the commercial auto alone, not to mention our agent Monica found all of the gaps in equipment that was not covered with our old auto insurance and brought it to our attention, now we feel confident that the business is completely covered and feel as though we got the best rates we could possible receive.  They are so knowledgeable and friendly, and they make us feel comfortable in using all of the services they provide.  We would highly recommend them to any business owner.
Keri Ricci , Hoffman Electrical

Working with Fearnow Insurance has been a pleasurable experience.  Not only did they keep me informed of every step of the new policy process, but they handled it with ease and experience.  And, to top it off they were able to provide me with wind protection in Hillsborough County!!  Fearnow Insurance set up everything so easily, that I was able to concentrate on building up my business.

Craig Laquerre , Giovanis’s Brick Oven Pizza, Valrico, FL

They made the process simple and hassle-free by doing the shopping for us.  He was prompt, thorough, and knowledgeable.  We will be bringing all our insurance to Fearnow Insurance in the future!

Panther Technologies , Tampa, FL

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