About Our Insurance Company

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance companies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

They are very fast, affordable, really try to get you the best rates, and take care of cancelling old or replacement policies with other companies, very streamlined and professional employees, managers and owners, Thanks again to Joe for making it so convenient to change over my auto insurance not to mention the savings.
dale maxwell
14:42 28 May 20
I love how I feel like part of the Family with Fearnow Insurance. Super responsive and always show a willingness to help. All around nice people.
Susan Caballero
18:22 22 May 20
Joe is amazing! He seriously got us the best deal on our homeowners and car insurance! I will definitely recommend him and fearnow to everyone! I am a customer for life now!
Anthony Noel
18:56 06 May 20
I met Joe Boyle for the first time today by phone, and he was fabulous!!! I'm moving from Miami to Lakeland and Southern Oaks was recommended to me by my cousin who also has his home and car insurance taken care of by Joe. Well Joe walked me through both a home and car policy and was so patient with me explaining everything I needed to know about both policies. I had been with State Farm for years, but found that the coverage at Southern Oak is great at very affordable prices. Needless to say I will be consulting Joe about all future needs regarding insurance, and highly recommend him. Thank you so much :)
Syki N-Trimm
22:05 04 May 20
Was recommended to Fearnow by a family member and I was not disappointed! Super blessed and happy to work with a great company! Joe took my call with my best interest in mind and came through with great response time, encouragement, and excellent service. Completely satisfied with my care and definitely would recommend Fearnow Insurance and Joe to others!
Eran West
20:12 30 Apr 20
The personalized service here is unmatched! Having worked in the public sector for over twenty years, I am a stickler about treating customers with courtesy, responsiveness, and care and in a culture where customer service is sorely lacking, it is refreshing to be treated with such regard, respect and honesty. Joe is superb and Fearnow Insurance makes you feel like part of the family as they diligently work to meet the customers' needs. Home, Auto, Life, or bundled services, I encourage you to call Joe for a quote. You won't be disappointed!
T Allen
18:03 24 Apr 20
We highly recommend this company. We've been using Fearnow Insurance for years now - and we can always get someone on the phone if we have a question or concern. We've not had any issues in 5+ years.
Amanda Foens
01:30 22 Apr 20
Great service and follow up. Very happy to have moved our policies to Fearnow
Vicki Hawkins
15:57 06 Apr 20
Wow what a great experience working with Suzy Filep on our new insurance plan. She was so helpful and she went above and beyond to make sure we were satisfied!!! I highly recommend this place and to work with her!!!!!! Thanks so much Suzy!! Your awesome!
krystal R
15:47 31 Mar 20
The agent Suzy Filep went far and beyond in helping us to get through with this insurance she was awesome, very kind, very polite ,and very soft ..Sums it all up that she was very experienced
En-thunder Cracked
18:14 30 Mar 20

The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.