About Our Insurance Company

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance companies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

Greatly appreciate Joe at Fearnow Insurance! He has helped us with multiple homeowner's policies and now our auto policy. He is professional, prompt and knowledgeable.
Mike Pelham
20:54 18 Mar 20
Joe is a total rock star!!! He helped me out with auto and homeowners insurance. CALL HIM TODAY!!!
Debra Nolder
18:49 17 Mar 20
Fearnow Insurance is the best. Everyone there is great. My most recent experience was with Taunya Gaddie, a true professional. If everyone performed their job as she does, what a world we would have.
Raymond Henry
23:16 09 Mar 20
The staff here at Fearnow Insurance are some of the kindest and friendliest employees I have encountered. They will be truthful and let you know why a quote comes back higher than expected and work with you to get the necessary requirements to bring that quote back down.
Tela Williams
15:36 09 Mar 20
Quick, efficient & straight to the point while answering every inquiry honestly & in great detail. Open & up front , very easy to work with. Would recommend to friends!
Eric Scott
21:20 04 Mar 20
So my favorite for a million years, Matt, asked for a review! Whaaattt??? If we’re being totally honest, he wants me to tell you how much I love him! Well, my dear brother and now friend, I do love you! Most fun you will ever have handling ALL of your insurance needs! Call Fearnow NOW! (teehee) Personal lines, commercial lines. THE BEST IN FLORIDA!
Carlene Ann Silva
16:44 03 Mar 20
Taunya Gaddie is so great to work with. She listened to all the issues my son was having with his insurance. She patiently explained everything and all of the options coming up with an awesome solution. Thanks so much!
Michael Benoit
20:37 21 Feb 20
I called Joe Boyle at Fearnow insurance after being rejected by several companies because my newly purchased house, a resale, had an 'old' roof. It didn't look old to Joe, and he researched it until he found a permit filed, proving the roof was less than 15 years old. Then the company he chose decided not to accept the application for unstated reasons, and he went looking again. After 2 days he found another company, with a similar price, who could bind the policy. Joe is like a bulldog, grabbing you by the leg and not letting go until he finds a policy that will work for you. He called me back every time. No detail was overlooked. HIGHLY RECOMMENDED.
gino bardi
20:34 19 Feb 20
This people are great humble and down to earth. They have always taken care off me hands down, I have both my personal and company's insurance whit them. Especially Suzy Filep that's my go to girl does an amazing job taking calls returning email etc. Just and overall great service. I have recommended them and will continue to do so hands down.
Adonai's Warrior Transportation Inc.
17:50 19 Feb 20
I work for Hoffman Electrical and we have always used Fearnow for our General Liability insurance, Worker's Comp and Commercial auto. Emily, Suzy, Sara, Ken and the whole Fearnow group are all amazing to work with. They are responsive and treat us like family not just a customer. Very professional and knowledgable!! I would recomment them to any business owner.
Keri Ricci
16:47 14 Feb 20

The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.