Last updated: May 7, 2020 Fearnow Insurance (“us”, “we”, or “our”) operates the Fearnow Insurance website (the “Service”).
This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.
Thank you for visiting our website. Please read the following conditions and information carefully.
Privacy and Security
Complete privacy, confidentiality and security are not yet possible over the Internet. As a result, our Agency will not be responsible or liable for any harm or loss resulting from use, communication or transmission of any information to or from this website. Material is not to be copied from our website.
Use at Your Own Risk and Information Accuracy
The contents and information of this website are given strictly for your convenience. You must always consult with your insurance agent and refer to your specific insurance policy declaration for specific coverage information about your policy. This information is subject to change and updated at any time without prior notice.
The information in this site is not to be relied upon for any financial, legal or insurance purposes and is intended for information purposes only. We will not be held responsible for any detrimental reliance you place on this site or its content. It is agreed that if you use this website it shall be on an “as is” basis and entirely at your own risk.
No Liability Implied or Stated
Fearnow Insurance, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this site, including any indirect, direct, special, third party, or consequential damages.
Every insurance policy package has limits and exclusions . It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverages for their insurance policy.
Hypertext Links Are Not Endorsements
Other websites that may be accessed from this website by hypertext links, are entirely independent of this website and SHALL NOT BE in any manner construed as any reflection on, or any affiliation with, or endorsement of such site, or entity, or its respective products or services.
We value your visit to our website. Should you have any questions about this site, these conditions, or products and services, please contact our office.
Use of Trademark and Logo Not Permitted
The display and use of trademarks in this website does not imply that a license of any kind has been granted.
Site for Personal Use Only
The contents of this site are for your own personal use. No one has permission to copy, distribute, disseminate, commercially exploit, republish, or otherwise communicate any part of such contents in any manner whatsoever without the prior written consent of our office.
Information Collection And Use
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:
- Email address
- Telephone number
We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.
We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Links To Other Sites
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.
Compliance With Laws
We will disclose your Personal Information where required to do so by law or subpoena.
Welcome to the Fearnow Insurance website. We respect the privacy concerns of the users of the Internet and this website. We believe it is important that we inform you how we treat the information we receive on the Internet, and provide this privacy statement to explain what information we collect and how this information may be used. You can visit the Fearnow Insurance site without revealing personal information about yourself. We and or our vendors may collect domain names plus the e-mail addresses of only those visitors that choose to provide it. This information is utilized to measure such items as but not limited to number of visits, pages viewed, etc. Fearnow Insurance may use this information to measure the use of our site and to make adjustments as needed for improved content.
This site does and may include various forms that may request that you give us contact information such as, but not limited to, your name, mailing and/or e-mail address, demographic information, such as but not limited to your age and gender and profile data, such as but not limited to your type of business. Personal information will not be sold to third parties. We may use your contact information to send you items such as newsletters or information about us. You can inform us if you would like to discontinue receiving future mailings.
The Fearnow Insurance Web site may also contain links to other Web sites. We try to provide only links to sites that support our dedication to high standards and respect for your privacy. However, we cannot be responsible for the content or the privacy practices of these other sites. Furthermore, Fearnow Insurance has no control over these external Internet addresses and therefore cannot guarantee any information or any part of these external sites. Please review any terms and conditions set forth by those individual sites.
Security for all personal information is important to us. However, no data transmission via the Internet can be guaranteed to be 100% secure. While we strive to protect your personal information, the Fearnow Insurance website cannot ensure or warrant the security of any information you transmit to us through this website, and you do so at your own risk. Once your transmission is received, we will do our best to ensure its security on our systems.
Fearnow Insurance may make changes to this Privacy Notice by posting it on this site and at the sole discretion of Fearnow Insurance. Please review our notice for changes on a regular basis.
This website is provided by Fearnow Insurance. By visiting this site, you agree to abide by the terms and conditions set forth in this notice or included as part of our privacy statement. If you do not agree to abide by these terms and conditions, simply do not use the site.
Fearnow Insurance grants you access to materials contained herein. You agree not to interrupt or attempt to interrupt the operation of this website in any way.
Fearnow Insurance authorizes you to only view the information on our website. Fearnow Insurance does not authorize you, and you are strictly forbidden, to copy information from this site to use, publicly display, or distribute, or otherwise use for any commercial purpose without the expressed written permission of Fearnow Insurance.
The Fearnow Insurance website may contain links to other websites. By visiting those sites, you agree to abide by any terms and conditions set forth in the notices of those sites.
Disclaimer: MATERIAL CONTAINED IN THIS WEBSITE MAY CONTAIN INFORMATIONAL OR FACTUAL INACCURACIES AND OR TYPOGRAPHICAL ERRORS. FEARNOW INSURANCE ASSUMES NO RESPONSIBILITY OR LIABILITY FOR ANY CONTENT AND INFORMATION PROVIDED WITHIN, OR ANY CIRCUMSTANCES ARISING OUT OF THE USE OF OTHER WEBSITES THAT ARE LINKED TO OR FROM THIS WEBSITE. ANY AND ALL RESPONSIBILITY FOR THOSE SITES IS SOLELY WITH THAT RESPECTIVE SITE OWNERS.
YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY OPINION, ADVICE, STATEMENT AND OR INFORMATION SHALL BE AT YOUR OWN RISK. FEARNOW INSURANCE RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PART OF THIS WEB SITE.