Boat Dealership Insurance2022-11-28T12:30:58-05:00

Boat
Dealership
Insurance

Boat Dealership Insurance

google rating and reviews graphic
fearnow bbb badge
angies list a rating badge
google rating and reviews graphic
fearnow bbb badge
angies list a rating badge

Quotes from 350+ Carriers:

progressive insurance
auto owners insurance
travelers insurance
nationwide insurance
liberty mutual insurance
allstate insurance

Save up to 37% with Fearnow Insurance

Any business that sells new or used boats, rents out boats or other watercraft, accepts trades on boats or provides repairs on boats are all considered to be a boat dealer.  Boat dealers need your everyday insurance such as General Liability, Property Damage Insurance, Workers’ Comp, and Business Interruption Insurance.  They also need more specific types of “marine policies” such as Title Errors and Omissions, False Pretenses, Truth-in-Lending, Inventory Coverage, Engine Hours, and Omissions.

General Liability

For a boat dealer, this type of insurance is written to protect the boat dealership against watercraft liability exposures, pollution coverage, employee benefits liability, and employment-related practices liability.  If you feel that the coverage levels are not enough, dealerships are able to purchase “Bumbershoot Liability”, which is a type of Umbrella insurance coverage for incidents that occur on either land or water.

Marine Garage Liability

This provides more specific liability coverage than General Liability policies. Covers against a loss arising out of bodily injury or property damage that was caused by the insured’s premises, operations, work performed or products.

What Our Customers Say

Have always been happy with these folks. Have had commercial insurance and personal lines with them. Great broker with lots of options. Have been using them for 15 plus years.
Russ Lawson
11:34 18 Mar 24
Jennifer Rubio did a fantastic job finding me an alternative for my homeowner insurance after American Integrity raised my premium by 50%.
Jane Walley
15:39 11 Mar 24
Jennifer Rubio was very helpful regarding auto insurance quotes and making sure we got the proper coverage. she was never in a hurry, but took her time in ensuring all computer apps were down loaded, to ensure we understood all applications.
Noemi Casanova
22:44 07 Mar 24
Jennifer Rubio by far qualifies in my mind as one of the most amiable, professional and thorough agents that I have encountered in my life. From the beginning of our contact, J ennifer understood my need, offered options and recommendations which completely resolved my request for adequate and alternative auto insurance. Congratulations to Fearnow. I have and will recommend Fewrnow. Thanks a zillion.
Reginald Kelly
22:08 06 Mar 24
I have recently purchase a Vessel and Tori was very knowledgeable, helpful and courteous in assisting me with the insurance. It was a pleasure working with her.
Russ Bryant
15:07 01 Mar 24
I would highly recommend Fearnow Insurance!Mrs.Melanie did more than words can explain.Really appreciate everything that has been done by Fearnow and the team.Looking forward to many more years!
Ronnie Meachum
13:03 01 Mar 24
Lydia was so very patient with me and helped my family to save a lot of money on car insurance. I would definitely recommend!!
Marie Chandler
14:28 27 Feb 24
My wife and I reached out to Fearnow Insurance about 1 week ago to get a more competitive price for our homeowner's insurance. We were helped through the quote process by Lydia Bobek at the Seffner office ! WOW ! - She was all of these : friendly, helpful, knowledgeable, efficient - and thorough ! She was able to save us serious money for a policy comparable to what we had with a different insurer. More importantly, she made sure what we were getting was the RIGHT policy for our needs. Fearnow was great ... Lydia though, is AWESOME !
Gerry Rotondo
17:59 26 Feb 24
My agent is Matthew Wink, and he has provided me with excellent service for many years. I am very satisfied with his professionalism and customer service.
Bryan Mion
00:56 24 Feb 24
I would highly recommend Fearnow Insurance (Seffner, FL) if you not only want the quickest results to your home insurance needs, but also the best value given your personal circumstances.Our family has been made to feel prioritized, given the fast return response times to all of our questions/concerns.Our representative, Joseph Boyle, with nearly 30 years of experience, is adept in his field, and with this added value, being extremely knowledgeable follows as should be expected.He carries himself with the utmost professionalism, yet is also very personable, and explains our questions thoroughly, so we are not left in the dark.He will thoroughly review all options that best suit your family needs to get you most affordable policy. With his military background, it is clear that this has most likely contributed to his organizational skills, as well as extreme promptness.I would recommended Fearnow as my first choice, when comparison shopping.Best of luck and happy insurance shopping. Fearnow is sure to make it painless!
Kendal Donohoe
18:18 22 Feb 24

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Property Damage Under Boat Dealership Insurance

Property Damage insurance provides protection against damage (e.g. fire, flooding, natural disaster) to buildings or its contents, including employee tools.  It also provides liability coverage for when privately owned boats are in the insured’s care (e.g. for repair) and it covers liability for rented out watercraft.  An extension, Business Interruption insurance, covers the loss of income as a result of the damage.

Inventory Coverage/Open Lot/Dealer’s Blanket

Inventory Coverage expands upon Property Damage insurance by including boats and other watercraft located on the property or at another insured location (such as a storage warehouse) that are owned by or under the care of the boat dealer.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Title Errors and Omissions

In the event that the insured, the boat dealership, makes an error on the title paperwork that affects the identification of the property, Title E & O insurances provide payment to resolve the issue so that the sale or trade of the boat can be completed.

False Pretenses

Fraud can happen to anyone, including a boat dealership.  False Pretense coverage protects the insured against a loss if they were tricked into completing a trade when the other party did not actually have a proper title or actual ownership to the property they offered in exchange.

Truth-in-Lending Protection

If your boat dealership provides financing for the purchase of inventory, then it is recommended to purchase Truth-in-Lending insurance coverage. The Trut-in-Lending Act is a provision of the Consumer Credit Protection Act and requires lenders to properly disclose certain information to the borrower.  This insurance coverage provides protection for the boat dealership if they fail to comply with the Trut-in-Lending Act through negligence, omission, or error.

Engine Hours Errors and Omissions

This coverage solely protects legal claims regarding a boat’s engine and nothing else.  For example, a claim that is made saying that an error or problem in a boat’s engine caused it to be unable to run as long as it should have been able to.

Protection and Indemnity Coverage

This coverage is for watercraft that are under repair or for sale.  It is designed to provide protection while the watercraft is off-premise, a part of a demonstration of the watercraft’s capabilities while off-premises, and watercraft larger than 26’ in length that are not carrying persons or property for a charge.

Boat Dealership Insurance | Fast & Easy Quote | Trusted for 30 Years

Boat Dealership Insurance Quote from Fearnow Insurance. Marine dealership protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area

Service Type: Boat Dealership Insurance

Price: $$

Currency: USD