School & Daycare Insurance2022-02-01T10:46:35-05:00

School &
Daycare
Insurance

School & Daycare Insurance

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Save up to 37% with Fearnow Insurance

Over 20% of greater Tampa’s population is under age 18, meaning there’s lots of demand for childcare and educational services. The area is home to a large public and private school network. In fact, the Hillsborough County public school system ranks as one of the best large school districts in America.

All educational institutions, large and small, need appropriate insurance coverage. Still, each establishment faces various insurance risks, and therefore needs particular coverage. Come to Fearnow Insurance, and you’ll get expert services from a community-focused agency. Our expert agents know just what to do to provide educational institutions with appropriate policies at budget-conscious prices.

Coverage for Schools and Childcare Centers of All Sizes

All schools have goals of influencing children’s lives in safe, nurturing environments. Still, high schools are different from daycares. Home daycares are different from commercial daycares, and private high schools are different from public schools.

So, when you set out to insure your school, you need to tailor your policy explicitly to that institution. Fearnow Insurance’s policies can help numerous institutions get covered, including:

  • Public schools
  • Private institutions
  • Daycares
  • Homeschools

What Our Customers Say:

Joseph Boyle! You are the best. As a recent widow, whose husband took care of every thing, Joseph walked me through obtaining insurance on my car. I now have full coverage for $40 less a month than just required coverage for the state. He even 3 wayed my old insurance company to cancel that policy. I heard of Fearnow Insurance on Joy FM radio. Give him a call. He'll take care of you. Thank you!
Carmen Davis
16:58 19 May 22
Great customer service and Agent Matt Wink was awesome. He was patient and explained everything I need to know about Auto Ins.
Patricia Nelson
13:34 04 May 22
This review is in regards to Mr. Joseph Boyle, Jr and his excellent work ethic, professionalism, dedication, and enthusiasm when helping us search and purchase homeowner's insurance. I know that Mr. Boyle's services are in high demand, yet he managed to make us feel like we were his only clients. He is always prompt, courteous and extremely knowledgeable while displaying a humility that only comes with experience. He helped us navigate several challenging situations when purchasing homeowner's insurance. In addition, he not only met, but exceeded all of our expectations. I can confidently say that my family will have a roof over their heads due to Mr. Boyle's ability to deliver on his promises. Fearnow is extremely lucky to have Mr. Joseph Boyle, Jr. We will refer him to ALL of our friends when they are ready to purchase. Thanks Joe!!!!!
Rawan Shawar
13:31 29 Apr 22
Joseph Boyle was excellent to work with and very competent when I changed Insurance companies. He was able to save me money and transfer went smoothly. It was nice to work with someone that knows his job and goes all the way to help you.
Linda Phillips
22:21 27 Apr 22
Great service. Quick response. Will definitely recommend to others.
Larisa Mironov
01:14 21 Apr 22
I want to thank Joseph A Boyle Jr for his professional support in obtaining home owners and automobile insurance for us. He worked with us selecting the best fit for our requirements, saved us a considerable amount of money.I would recommend you contact Joseph and at least give him an opportunity to quote your insurance. I’m quite sure he will save you money.Thank you Joe!!Respectfully
Gary Reighard
22:08 19 Apr 22
A friend has insurance with Joe and said to give him a call. Joe was very professional and willing to take the time to explain new options and found me new homeowners insurance which saved me over $300 a year. To top it off, Joe also took the time to research and found me car insurance with a highly reputable company which again, saved me over $300 a year from my current company. Great communication!!! Got back to me quickly to answer all of my questions. Makes you feel important and not just a number. A+++
Jeff Downes
21:41 19 Apr 22
Awesome service by Joe Boyle. Thank you for all you do.Look forward to working with you.
Melissa Barnes
20:09 19 Apr 22
I appreciated their very quick response to my online request for a quote as we needed to find a new homeowners policy soon because of the closing of our previous insurance company. Mr. Boyle was very courteous, helpful and answered all of my questions.
Venetia Coles
15:39 14 Apr 22
I used Fearnow Insurance to obtain homeowners insurance. Everyone was very responsive. Joseph guided us through the process and responded to all of our questions very quickly and thoroughly. He was kind, professional, and handled everything expertly. I will definitely use them again.
Jon Blackwell
21:38 13 Apr 22

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

In any setting, insurance is supposed to cover the financial losses you might face from numerous challenges that impact your ability to provide your services. You have to use this coverage to protect others’ investments in the school, and your investments in others.

Think of it this way: Schools might receive money from the State of Florida, the federal government and countless local supporters. They also support a diversity of people, properties and other assets. Your insurance is supposed to ensure that all your financial investments and assets remain secure at all times.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

What policies do I need?

Any school faces unique property, personnel and liability risks. That merits the need for numerous insurance options, such as:

  • Property Coverage: This coverage can insure school properties and contents inside following covered incidents like fires, storms, falling objects or vandalism.
  • Crime Coverage: This is coverage for losses from instances like theft or vandalism, if committed by school employees or total strangers.
  • Equipment Breakdown: In case of failures in critical systems, like your electrical or HVAC setups, then this coverage can pay for the repairs or replacements.
  • General Liability: Coverage usually insures you against bodily injuries and property damage that the school’s negligence might accidentally cause to other people.
  • Medical Accident Coverage: If someone gets hurt on the premises, this coverage can help you pay for their medical costs, even if you were not liable for the accident.
  • Professional Liability: Also called E&O insurance, this coverage can pay in case your counseling or advice causes harm to someone else.
  • Employment Practices Liability: If an employee alleges discrimination, harassment or related actions by the school, this coverage can apply.
  • Directors & Officers Coverage: In case a director in the school faces a personal liability challenge, this coverage can apply explicitly to them.
  • Abuse Liability Coverage: This coverage can apply in cases when allegations of abuse arise that target one of the school’s insured parties.
  • Cyber Liability Coverage: Computer data theft and losses could cost the school a lot of money. This coverage can pay for the costs of recovery.
  • Commercial Auto Insurance: You usually must insure school vehicles, buses included, with this coverage. Employees who drive their own vehicles on business errands may also need coverage.

In the end, our goal is to help you have enough coverage for your school’s financial security in case even a rare challenge arises. So, talk to us in-detail about your institution, and we’ll make sure you protect it.

Do I need employee benefits?

If you employ a staff, then you will probably have to provide them with certain benefits, such as:

  • Workers’ Compensation
  • Group Health Policies
  • Group Life Insurance
  • Group Umbrella Coverage

In some cases, certain employee benefits, namely workers’ compensation, are legally required by Florida law. Health insurance is also a requirement, by law, for businesses over a certain size. Our agents are more than happy to help you establish both the necessary coverage, and increase it to your satisfaction.

How Can You Help Me?

Any school faces numerous regulations and safety standards they must meet. Still, they also are wise to reach above this benchmark to create better protection for their visitors. Your insurance policy is just one of those solutions. Fearnow Insurance’s unique policy solutions can help you obtain effective coverage whenever your educational institution needs it.

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