School & Daycare Insurance2022-11-28T13:07:08-05:00

School &
Daycare
Insurance

School & Daycare Insurance

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Save up to 37% with Fearnow Insurance

Over 20% of greater Tampa’s population is under age 18, meaning there’s lots of demand for childcare and educational services. The area is home to a large public and private school network. In fact, the Hillsborough County public school system ranks as one of the best large school districts in America.

All educational institutions, large and small, need appropriate insurance coverage. Still, each establishment faces various insurance risks, and therefore needs particular coverage. Come to Fearnow Insurance, and you’ll get expert services from a community-focused agency. Our expert agents know just what to do to provide educational institutions with appropriate policies at budget-conscious prices.

Coverage for Schools and Childcare Centers of All Sizes

All schools have goals of influencing children’s lives in safe, nurturing environments. Still, high schools are different from daycares. Home daycares are different from commercial daycares, and private high schools are different from public schools.

So, when you set out to insure your school, you need to tailor your policy explicitly to that institution. Fearnow Insurance’s policies can help numerous institutions get covered, including:

  • Public schools
  • Private institutions
  • Daycares
  • Homeschools

What Our Customers Say

Always a pleasure to deal with these folks. Knowledgeable, caring and friendly. Christy patiently worked with me through a project to satisfy our home owners insurance carrier.
Richard Albritton
13:50 28 Aug 24
I am the Office Manager for a small corporation. Fearnow is our insurance agent. They are wonderful! Specifically, I work with Jean and Sheri, and they always respond when I need them and answer all my questions thoroughly! I always feel like a valued client! Thank you Fearnow!
tracey c
18:10 27 Aug 24
We received excellent service from Jennifer in obtaining a policy for our classic car. She was professional, knowledgeable about the product and quick to return calls and emails. Thanks Jennifer for your great service!
Dot Beveridge
19:27 23 Aug 24
Christy Land was my insurance representative today I strongly commend her !!!!with a very pleasant and extremely professionalThank you very much for guiding meWith all my insurance needsSincerelyGeorgina Gutierrrez
Georgina Gutierrez
01:01 23 Aug 24
I have been working with Fearnow Insurance agency for more than 20 years for my rental property in FL. But, moved to State Farm agent last year for premium savings. Now, coming back to Fearnow and working again with Tracy Smith. Tracy has always been very helpful in providing quick response with quotes and other info requests. Just finalized the new policy. Thank you, Tracy!
Trushar Patel
17:56 20 Aug 24
Joe at Fearnow was fantastic in finding an auto insurance policy for us. He was super friendly, quick with gathering information, and offered additional services and discounts along the way. He found us a great policy and made the process very easy!
Nate Smith
15:03 02 Aug 24
Excellent service from Fearnow, and Mr. Battiste was able to get me a better price for my homeowners insurance. I now have a more affordable Mtg payment. I am happy.
Johnnie Mae Collins
16:12 12 Jul 24
Joe has been great throughout the entire process of obtaining a new flood insurance policy. Would highly recommend him to anyone looking for a new policy.
Greg Schrager
17:09 09 Jul 24
Joe was great to work with. He was able to save me $1,400 a year on my vehicle insurance!
Scott Sitton
23:11 25 Jun 24
Our situation was confusing after a death in the family. Fearnow was very patient and understanding while working with us. Other agencies wouldn't even talk with us. Fearnow was great.
Kim Stone
15:51 24 Jun 24

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

In any setting, insurance is supposed to cover the financial losses you might face from numerous challenges that impact your ability to provide your services. You have to use this coverage to protect others’ investments in the school, and your investments in others.

Think of it this way: Schools might receive money from the State of Florida, the federal government and countless local supporters. They also support a diversity of people, properties and other assets. Your insurance is supposed to ensure that all your financial investments and assets remain secure at all times.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

What policies do I need?

Any school faces unique property, personnel and liability risks. That merits the need for numerous insurance options, such as:

  • Property Coverage: This coverage can insure school properties and contents inside following covered incidents like fires, storms, falling objects or vandalism.
  • Crime Coverage: This is coverage for losses from instances like theft or vandalism, if committed by school employees or total strangers.
  • Equipment Breakdown: In case of failures in critical systems, like your electrical or HVAC setups, then this coverage can pay for the repairs or replacements.
  • General Liability: Coverage usually insures you against bodily injuries and property damage that the school’s negligence might accidentally cause to other people.
  • Medical Accident Coverage: If someone gets hurt on the premises, this coverage can help you pay for their medical costs, even if you were not liable for the accident.
  • Professional Liability: Also called E&O insurance, this coverage can pay in case your counseling or advice causes harm to someone else.
  • Employment Practices Liability: If an employee alleges discrimination, harassment or related actions by the school, this coverage can apply.
  • Directors & Officers Coverage: In case a director in the school faces a personal liability challenge, this coverage can apply explicitly to them.
  • Abuse Liability Coverage: This coverage can apply in cases when allegations of abuse arise that target one of the school’s insured parties.
  • Cyber Liability Coverage: Computer data theft and losses could cost the school a lot of money. This coverage can pay for the costs of recovery.
  • Commercial Auto Insurance: You usually must insure school vehicles, buses included, with this coverage. Employees who drive their own vehicles on business errands may also need coverage.

In the end, our goal is to help you have enough coverage for your school’s financial security in case even a rare challenge arises. So, talk to us in-detail about your institution, and we’ll make sure you protect it.

Do I need employee benefits?

If you employ a staff, then you will probably have to provide them with certain benefits, such as:

  • Workers’ Compensation
  • Group Health Policies
  • Group Life Insurance
  • Group Umbrella Coverage

In some cases, certain employee benefits, namely workers’ compensation, are legally required by Florida law. Health insurance is also a requirement, by law, for businesses over a certain size. Our agents are more than happy to help you establish both the necessary coverage, and increase it to your satisfaction.

How Can You Help Me?

Any school faces numerous regulations and safety standards they must meet. Still, they also are wise to reach above this benchmark to create better protection for their visitors. Your insurance policy is just one of those solutions. Fearnow Insurance’s unique policy solutions can help you obtain effective coverage whenever your educational institution needs it.

School & Daycare Insurance | Fast & Easy Quote | Trusted for 30 Years

School & Daycare Insurance Quote from Fearnow Insurance. Quality childcare protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area

Service Type: School & Daycare Insurance

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Currency: USD