Motorcycle Insurance2022-02-01T10:32:52-05:00

Motorcycle
Insurance

Motorcycle Insurance

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Quotes from 100+ Carriers:

Save up to 37% with Fearnow Insurance

Although having Motorcycle insurance isn’t required in Florida, it is better to have it and not need it, than not have it and need it.  There are several options available for motorcycle coverage.

Standard Motorcycle Insurance Coverages

Bodily Injury & Property Damage Liability

This liability coverage pays for damages to other vehicles, property (like fences or signs), and the injuries sustained by other drivers/motorcyclists and their passengers.  This coverage also includes the legal expenses if you’re sued.

Uninsured/Underinsured Motorist

Florida is one of the worst states when it comes to uninsured motorists, and if you are ever hit by one, you could end up paying for the damages to your motorcycle if you don’t have this coverage.  Even if the other driver does have insurance, if they don’t have enough, you can still be out a large portion of repairs.  With this coverage you won’t have to sweat the repair bill; plus the costs of your injuries or lost wages are also taken care of under this policy.

What Our Customers Say:

Outstanding customer service from Joe Boyle. He was able find me a home owner’s insurance couple of months before my non-renewal/expiration date. Since we were not in the 30 day window for binding, he set up a calendar invite to do the paperwork within that window. Just completed everything. He maintained excellent communication throughout this process which is hard to come by these days. I am more than happy to recommend Joe and his company, Fearnow Insurance to anyone who is shopping for insurance.Great job.Thank you
Celine Kizhakkemattom
21:52 20 Jul 22
I am very pleased with this insurance co. and their quick action for our situation. Joe Boyle not only got us homeowners insurance in a very timely manner, (our other insurance co. was being liquidated in 2 weeks), he also got us new auto insurance for a lot less, and our new homeowners is less. Thank you Joe, and Fearnow....Great company!
Marylyn Embrey
14:38 09 Jul 22
Joseph Boyle was very quick on responding to my needs and helping me get covered. He was thorough and communicated with me every step of the way! Thank you for making this process easy for me !!!
Samari Rivera
22:25 01 Jul 22
Joe Boyle is outstanding in customer service. I’m a returning customer, this time for Home Insurance. Joe had gone the EXTRA mile to insure me the coverage will be completely handled with just a little information from myself. He has truly made this experience less stressful when I was left with a policy that was being liquidated in a short amount of time.Trust Joe at Fear Now to answer and guide you through any insurance questions/ policy.Thank you Joe!
Tammy Kirk
17:04 30 Jun 22
Joe Boyle handled our needs promptly, accurately and professionally.Given our circumstances, he did a through review and came back with quotes that proved to be more than compelling to switch carriers. I believe the agency is tops and sorry I didn't find out about them earlier.
Chris Holden
18:12 29 Jun 22
Joe is the best! We needed a home insurance quote quick for the purchase of a home. He was willing to have tough conversations about good quality coverage for the age of the home, and worked fast to get all the right documentation for our closing. Also, Joe found us great discounts on our auto insurance getting us better coverage, with an A++ provider at a lower cost. Thank you Joe!
Jessica Rhodes
23:16 24 Jun 22
Joe Boyle is THE BEST! I’ve been shopping around for auto insurance since moving to the area and haven’t been having the best luck. After reading reviews, I reached out to Joe Boyle at Fearnow and was amazed at his professionalism, knowledge, and efficiency. Joe took the time to explain everything about my policy in detail and did his best to find the most affordable rate for my policy. I would trust Joe handling anything related to insurance going forward and am so happy I took the chance to get in touch with him. There is nobody better in the industry than Joe!
Matthew Weddleton
22:24 15 Jun 22
I needed to get into a cheaper Homeowners Insurance and Joe Boyle was very helpful. He was quick professional, friendly, efficient, and knowledgeable. This made the entire process effortless. He assisted in cancelling my old Homeowners at the appropriate date and starting coverage with the new company, which is an A rated company too.
Paula Williams
23:33 07 Jun 22
Joe B was awesome, he communicated along every step and answered all of my questions.Will definitely use him again. Thanks Joe!👍
jim zwierzynski
20:08 01 Jun 22
Joe Boyle was helpful,professional and very efficient. Also very delightful to chat with. I wish all my business transactions were handled as well as he did with our search for insurance . We'll done Joe!!!!
Teresa Horn
16:26 25 May 22

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Comprehensive & Collision

If you are in an accident, this coverage will help cover the costs of the repair (or replacement) – all you have to pay is the deductible you have selected.  This covers damages from an accident, collision with an animal, or other damage not from a collision (e.g. fire, theft, falling object, etc.).

Medical Payments

Pays for your medical bills (or your passengers’) if you’re in an accident, regardless of who is at fault.  You can pick a range of coverage limits.  This is similar to Personal Injury Protection coverage for vehicle motorist.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Extra Coverages You Can Add

Accessories and Custom Parts/Equipment

It is common for motorcyclist to customize their bikes with after-market parts.  This type of coverage is offered by some carriers as part of the collision and comprehensive coverage, but additional coverage levels can be purchased if you need a higher coverage limit.  Coverage includes upgrades, customizations, equipment, and accessories such as helmets, gloves, and leathers.

Small Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium because of a claim that costs $500 or less.

Large Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium after your first accident – although some may have individual requirements before providing this coverage.

Total Loss Coverage for A Brand-New Bike

This coverage is great if you purchased your bike new.  In the event that your bike is totaled, you are paid the full manufacturer’s suggested retail price for a brand-new bike, minus the deductible on your policy.

Roadside Assistance

Under this coverage, tow expenses are nothing to worry about.  In the event you get stuck or your bike is disabled, your bike can be towed to the nearest repair shop for free.  Some carriers may allow additional add-ons such as trip interruption.  This add-on helps you pay for food and lodging expenses up to $500 if you’re away from home when the breakdown occurs.  Typically, you must have roadside assistance first and then add trip interruption, if available by the carrier of your choice.

Carried Contents and Personal Belongings

Sometimes you have more than just your helmet and riding gear when on your bike.  Carried Contents coverage protects just about all of your personal belongings from damage, theft, or from being lost.  This can include your cell phone, backpack, laptop, or just about any of your other personal property that could fall off your bike.

Enhanced Injury Protection

This is additional coverage to Medical Payments coverage.  Under Enhanced Injury Protection, if you are injured and can’t work, a financial benefit is paid for an allotted period of time.

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Motorcycle Insurance Quote from Fearnow Insurance. Quality Motorcycle protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area

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