Motorcycle Insurance2022-11-28T12:37:16-05:00

Motorcycle
Insurance

Motorcycle Insurance

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Quotes from 350+ Carriers:

progressive insurance
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nationwide insurance
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Save up to 37% with Fearnow Insurance

Although having Motorcycle insurance isn’t required in Florida, it is better to have it and not need it, than not have it and need it.  There are several options available for motorcycle coverage.

Standard Motorcycle Insurance Coverages

Bodily Injury & Property Damage Liability

This liability coverage pays for damages to other vehicles, property (like fences or signs), and the injuries sustained by other drivers/motorcyclists and their passengers.  This coverage also includes the legal expenses if you’re sued.

Uninsured/Underinsured Motorist

Florida is one of the worst states when it comes to uninsured motorists, and if you are ever hit by one, you could end up paying for the damages to your motorcycle if you don’t have this coverage.  Even if the other driver does have insurance, if they don’t have enough, you can still be out a large portion of repairs.  With this coverage you won’t have to sweat the repair bill; plus the costs of your injuries or lost wages are also taken care of under this policy.

What Our Customers Say

Joseph was very helpful getting my car insurance quote as quick as possible.Thank you so much wonderful service..
Gina Orellana
16:56 24 Mar 23
He got the job done in a timely manner, thank goodness.
Jill Moreno
16:54 14 Mar 23
Joseph Boyle was a pleasure to interact with. He found me an insurance plan with coverage I needed and saved me money! Thank you Joe.
JC isKing
23:15 23 Feb 23
I contacted Fearnow based upon a recommendation after receiving a non-renewal HO policy notice and I am so glad I did! I needed a new roof and wind mitigation report to become insurable before my current policy expired. It was a very stressful time but Joe Boyle provided excellent customer service and walked along side me through the entire journey. He found better coverages for both my auto and home policies at lower costs to me. I am so very grateful to have some money back in my pocket and insurance coverage I can count on. Joe Boyle @ Fearnow Insurance provided excellent customer service and was an absolute pleasure to work with. I look forward to using Fearnow Insurance for all my future insurance needs. I highly recommend them!
Lisa Guck
17:59 21 Feb 23
Contacted Fearnow Insurance after reading great reviews and they did not disappoint. Highly recommend! Saved over 50 percent on auto premium. If you want professional and timely customer service that puts the client first along with highly competitive rates, then give them a try.
Mark Starnes
23:26 03 Feb 23
Lydia Bobek is patient, thoughtful, and helpful! I will be relocating to the area from New York State so called around to a few companies for auto insurance quotes. Lydia not only gave me the least expensive quote, she also surpassed the other agents with her customer service skills. I would like to note that not feeling pressured into a decision that involves money and content that I am unfamiliar with is very important to me. Lydia never made me feel pressured. She was able to keep in touch with me in a professional and polite manner whilst never being pushy. I am very appreciative!
Amanda Szudzik
17:22 05 Jan 23
Joe was courteous and knowledgeable, and worked hard to switch my insurance in a timely fashion. I would definitely recommend Fearnow.
Karen Barnes
19:20 03 Jan 23
I seen this company advertised on TV and figured I would give them a shot Brian fearnow was awesome he did a great job and I got a fantastic rate on my commercial liability policy very satisfied
Rob Poissant
20:34 23 Dec 22
Great experience. Joe was very helpful and I look forward to doing other business with Fearnow
Dave Phillips
16:21 22 Dec 22
Excellent service. Joe will walk with you every step of the way to ensure you have the best plan that meets your needs.
Joshua Diih
17:44 13 Dec 22

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Comprehensive & Collision

If you are in an accident, this coverage will help cover the costs of the repair (or replacement) – all you have to pay is the deductible you have selected.  This covers damages from an accident, collision with an animal, or other damage not from a collision (e.g. fire, theft, falling object, etc.).

Medical Payments

Pays for your medical bills (or your passengers’) if you’re in an accident, regardless of who is at fault.  You can pick a range of coverage limits.  This is similar to Personal Injury Protection coverage for vehicle motorist.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Extra Coverages You Can Add

Accessories and Custom Parts/Equipment

It is common for motorcyclist to customize their bikes with after-market parts.  This type of coverage is offered by some carriers as part of the collision and comprehensive coverage, but additional coverage levels can be purchased if you need a higher coverage limit.  Coverage includes upgrades, customizations, equipment, and accessories such as helmets, gloves, and leathers.

Small Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium because of a claim that costs $500 or less.

Large Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium after your first accident – although some may have individual requirements before providing this coverage.

Total Loss Coverage for A Brand-New Bike

This coverage is great if you purchased your bike new.  In the event that your bike is totaled, you are paid the full manufacturer’s suggested retail price for a brand-new bike, minus the deductible on your policy.

Roadside Assistance

Under this coverage, tow expenses are nothing to worry about.  In the event you get stuck or your bike is disabled, your bike can be towed to the nearest repair shop for free.  Some carriers may allow additional add-ons such as trip interruption.  This add-on helps you pay for food and lodging expenses up to $500 if you’re away from home when the breakdown occurs.  Typically, you must have roadside assistance first and then add trip interruption, if available by the carrier of your choice.

Carried Contents and Personal Belongings

Sometimes you have more than just your helmet and riding gear when on your bike.  Carried Contents coverage protects just about all of your personal belongings from damage, theft, or from being lost.  This can include your cell phone, backpack, laptop, or just about any of your other personal property that could fall off your bike.

Enhanced Injury Protection

This is additional coverage to Medical Payments coverage.  Under Enhanced Injury Protection, if you are injured and can’t work, a financial benefit is paid for an allotted period of time.

Motorcycle Insurance Quotes | Fast & Easy Quote | Trusted for 30 Years

Motorcycle Insurance Quote from Fearnow Insurance. Quality Motorcycle protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area

Service Type: Motorcycle Insurance

Price: $$

Currency: USD