Motorcycle Insurance2022-11-28T12:37:16-05:00

Motorcycle
Insurance

Motorcycle Insurance

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Save up to 37% with Fearnow Insurance

Although having Motorcycle insurance isn’t required in Florida, it is better to have it and not need it, than not have it and need it.  There are several options available for motorcycle coverage.

Standard Motorcycle Insurance Coverages

Bodily Injury & Property Damage Liability

This liability coverage pays for damages to other vehicles, property (like fences or signs), and the injuries sustained by other drivers/motorcyclists and their passengers.  This coverage also includes the legal expenses if you’re sued.

Uninsured/Underinsured Motorist

Florida is one of the worst states when it comes to uninsured motorists, and if you are ever hit by one, you could end up paying for the damages to your motorcycle if you don’t have this coverage.  Even if the other driver does have insurance, if they don’t have enough, you can still be out a large portion of repairs.  With this coverage you won’t have to sweat the repair bill; plus the costs of your injuries or lost wages are also taken care of under this policy.

What Our Customers Say

Have always been happy with these folks. Have had commercial insurance and personal lines with them. Great broker with lots of options. Have been using them for 15 plus years.
Russ Lawson
11:34 18 Mar 24
Jennifer Rubio did a fantastic job finding me an alternative for my homeowner insurance after American Integrity raised my premium by 50%.
Jane Walley
15:39 11 Mar 24
Jennifer Rubio was very helpful regarding auto insurance quotes and making sure we got the proper coverage. she was never in a hurry, but took her time in ensuring all computer apps were down loaded, to ensure we understood all applications.
Noemi Casanova
22:44 07 Mar 24
Jennifer Rubio by far qualifies in my mind as one of the most amiable, professional and thorough agents that I have encountered in my life. From the beginning of our contact, J ennifer understood my need, offered options and recommendations which completely resolved my request for adequate and alternative auto insurance. Congratulations to Fearnow. I have and will recommend Fewrnow. Thanks a zillion.
Reginald Kelly
22:08 06 Mar 24
I have recently purchase a Vessel and Tori was very knowledgeable, helpful and courteous in assisting me with the insurance. It was a pleasure working with her.
Russ Bryant
15:07 01 Mar 24
I would highly recommend Fearnow Insurance!Mrs.Melanie did more than words can explain.Really appreciate everything that has been done by Fearnow and the team.Looking forward to many more years!
Ronnie Meachum
13:03 01 Mar 24
Lydia was so very patient with me and helped my family to save a lot of money on car insurance. I would definitely recommend!!
Marie Chandler
14:28 27 Feb 24
My wife and I reached out to Fearnow Insurance about 1 week ago to get a more competitive price for our homeowner's insurance. We were helped through the quote process by Lydia Bobek at the Seffner office ! WOW ! - She was all of these : friendly, helpful, knowledgeable, efficient - and thorough ! She was able to save us serious money for a policy comparable to what we had with a different insurer. More importantly, she made sure what we were getting was the RIGHT policy for our needs. Fearnow was great ... Lydia though, is AWESOME !
Gerry Rotondo
17:59 26 Feb 24
My agent is Matthew Wink, and he has provided me with excellent service for many years. I am very satisfied with his professionalism and customer service.
Bryan Mion
00:56 24 Feb 24
I would highly recommend Fearnow Insurance (Seffner, FL) if you not only want the quickest results to your home insurance needs, but also the best value given your personal circumstances.Our family has been made to feel prioritized, given the fast return response times to all of our questions/concerns.Our representative, Joseph Boyle, with nearly 30 years of experience, is adept in his field, and with this added value, being extremely knowledgeable follows as should be expected.He carries himself with the utmost professionalism, yet is also very personable, and explains our questions thoroughly, so we are not left in the dark.He will thoroughly review all options that best suit your family needs to get you most affordable policy. With his military background, it is clear that this has most likely contributed to his organizational skills, as well as extreme promptness.I would recommended Fearnow as my first choice, when comparison shopping.Best of luck and happy insurance shopping. Fearnow is sure to make it painless!
Kendal Donohoe
18:18 22 Feb 24

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Comprehensive & Collision

If you are in an accident, this coverage will help cover the costs of the repair (or replacement) – all you have to pay is the deductible you have selected.  This covers damages from an accident, collision with an animal, or other damage not from a collision (e.g. fire, theft, falling object, etc.).

Medical Payments

Pays for your medical bills (or your passengers’) if you’re in an accident, regardless of who is at fault.  You can pick a range of coverage limits.  This is similar to Personal Injury Protection coverage for vehicle motorist.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Extra Coverages You Can Add

Accessories and Custom Parts/Equipment

It is common for motorcyclist to customize their bikes with after-market parts.  This type of coverage is offered by some carriers as part of the collision and comprehensive coverage, but additional coverage levels can be purchased if you need a higher coverage limit.  Coverage includes upgrades, customizations, equipment, and accessories such as helmets, gloves, and leathers.

Small Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium because of a claim that costs $500 or less.

Large Accident Forgiveness

Many Motorcycle insurance carriers won’t increase your premium after your first accident – although some may have individual requirements before providing this coverage.

Total Loss Coverage for A Brand-New Bike

This coverage is great if you purchased your bike new.  In the event that your bike is totaled, you are paid the full manufacturer’s suggested retail price for a brand-new bike, minus the deductible on your policy.

Roadside Assistance

Under this coverage, tow expenses are nothing to worry about.  In the event you get stuck or your bike is disabled, your bike can be towed to the nearest repair shop for free.  Some carriers may allow additional add-ons such as trip interruption.  This add-on helps you pay for food and lodging expenses up to $500 if you’re away from home when the breakdown occurs.  Typically, you must have roadside assistance first and then add trip interruption, if available by the carrier of your choice.

Carried Contents and Personal Belongings

Sometimes you have more than just your helmet and riding gear when on your bike.  Carried Contents coverage protects just about all of your personal belongings from damage, theft, or from being lost.  This can include your cell phone, backpack, laptop, or just about any of your other personal property that could fall off your bike.

Enhanced Injury Protection

This is additional coverage to Medical Payments coverage.  Under Enhanced Injury Protection, if you are injured and can’t work, a financial benefit is paid for an allotted period of time.

Motorcycle Insurance Quotes | Fast & Easy Quote | Trusted for 30 Years

Motorcycle Insurance Quote from Fearnow Insurance. Quality Motorcycle protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area

Service Type: Motorcycle Insurance

Price: $$

Currency: USD