Nonprofit Insurance2022-05-05T13:33:33-04:00

Nonprofit
Insurance
Quotes

Nonprofit Insurance Quotes

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Quotes from 350+ Carriers:

progressive insurance
auto owners insurance
travelers insurance
nationwide insurance
liberty mutual insurance
allstate insurance

Save up to 37% with Fearnow Insurance

Are you a nonprofit organization that needs insurance, but aren’t sure where to get a good quality nonprofit insurance policy at an affordable price? Just like for-profit operations, nonprofits need to be fully insured to financially protect themselves against unforeseen and unexpected covered events. Here at Fearnow, our agents can help you create an insurance plan that will help mitigate the costs associated with certain weather events, car accidents, on-property injuries, certain types of lawsuits, and workers’ compensation.

Types of Non-Profit Insurance Coverage

  • Business Owners Insurance
  • Commercial Car Insurance
  • Cyber Risk Insurance
  • Employment Practices Liability
  • ERISA Fidelity Insurance
  • Errors and Omissions
  • Fidelity and Crime Insurance
  • Fiduciary Liability
  • General Liability
  • Kidnap and Ransom Insurance
  • Nonprofit Directors and Officers Liability
  • Workers Compensation

What Our Customers Say

Great agency! Joseph Boyles was helpful and easy to work with!
Bambi Adams
18:33 29 Sep 23
My experience with Fearnow Insurance and Joe Boyle was absolutely five star! From my first call to finalizing my homeowners insurance policy I was extremely pleased. Response time from Joe was really impressive. All of my questions were answered timely and I had quite a few of them along the way. He was very professional and made sure that I was comfortable with what I was signing and understood the policy and the coverage I was receiving. Unfortunately, our previous carrier was going out of business and we were on a time crunch with securing new coverage. He understood the sense of urgency and worked hard to make sure we were able to secure the coverage we were needed. I would highly recommend Fearnow Insurance to anyone looking to secure an insurance policy. In addition to my homeowners insurance I will also be reaching out to them to look into automobile insurance.
Gracie Praizner
20:26 27 Sep 23
If you need insurance Fearnow is the place to go! We've used Fearnow for the last few years and have built a great relationship with a lot of the staff but Jean Rodriguez takes the lead (I guess you can say she's our favorite agent). Recently we were having the hardest and most stressful time finding an insurance company for garage liability and sadly we were forced to shop with other agencies. Every company we spoke with said our current agent has clearly gone above and beyond for us and unfortunately couldn't help because Jean already approached the markets they were signed with. A day or two before our expiration date we had a quote with another agency. We sent the quote over to Jean to look over and Jean WENT TO WORK AGAIN and MADE IT HAPPEN!!! We appreciate Jean and the rest of the team at Fearnow and are so happy we can continue to have them on our team!! Thank You! Thank you! THANK YOU!!!!
Joshua Hernandez
17:12 27 Sep 23
Joe continues to provide excellent service! Earlier this year he helped with my mother's homeowner insurance by cutting the cost in half. Now he's helped with securing auto insurance for my daughter. He's very responsive & knowledgable. Highly recommend using Fearnow & Joe for your personal lines needs.
Amy Walker
01:04 23 Sep 23
Fearnow has handled our personal and commercial insurance needs for many years now and have always gone the extra mile to make sure we have our insurance needs taken care of!
All American Land Management LLC
20:10 22 Sep 23
Amanda Ball was AWESOME!!!!!!! Thank you so much!!!!
Mindy Polk
13:31 22 Sep 23
Gracias por Tu excellente servicio, Jennifer . Cada vez que hablo contigo es un placer, eres paciente y de verdad muestras interes en ayudar. Una clienta satisfecha.
Alejandra Del castillo
22:56 14 Sep 23
Highly recommend Fearnow Insurance and Daneen Stiles. She went above and beyond to keep me as a client. Explained all my options to me. Thank you!
Lori Rogers
13:32 12 Sep 23
Joe Boyle was able to help us out very quickly getting new Home and Car insurance after AAA decided to cancel us. Aside from getting this done in a day, it was cheaper as well. All this after we had been waiting for about 2 weeks, twice in a row by other "insurance agents" without as much a quote. Joe really killed it. Don't fear now, call Joe!
Maarten Huiskamp
22:23 11 Sep 23
Look no further for your insurance needs. As you all know, purchasing a home and finding a credible insurance agency can be stressful. Amanda Ball, went above and beyond answering any questions I had and guiding me through what I needed. She was so pleasant and easy to talk to. Highly recommended, she is my go to for all insurance needs!
Nicole Buchana
19:59 11 Sep 23

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Most auto policies are for six months to a year. Your insurance carrier will notify you by mail when it’s time to renew the policy and to pay your premium.

An auto insurance policy is comprised of six different kinds of coverage: Bodily Injury, Personal Injury Protection (Medical Payments), Property Damage Liability, Collision, Comprehensive, and Underinsured/Uninsured Motorist Coverage. Each coverage is priced separately.

Business Owners Insurance

Business owner’s insurance is also known as BOP insurance. It offers property protection and liability coverage for your nonprofit organization. It helps cover customers and visitors if they are injured on the property, and it helps protect your buildings if they are damaged during a covered event. Additionally, this type of coverage may pay for items such as debris removal and loss of income due to a covered event.

Commercial Car Insurance

If you use vehicles, like cars, vans, trucks, and buses, for your nonprofit, you’ll need a commercial car insurance policy. Commercial car insurance helps financially protect you if you are operating a business vehicle for business purposes and get into a car accident. Coverages that can be included in commercial car insurance include collision, comprehensive, roadside assistance, rental car coverage, and liability.

Cyber Risk Insurance

If you keep employee and customer data on a computer or on the Internet, this insurance helps protect you if you experience a data breach. This insurance may provide notifications for all individuals involved in the breach, credit report monitoring, and help with securing your equipment and records.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Employment Practices Liability

If you have employees at your nonprofit, you need employment practices liability coverage. This insurance helps protect you against claims of wrongful termination, workplace harassment, retaliation, and discrimination. These types of accusations and lawsuits can be extremely expensive, therefore, it’s best to have an insurance policy to help mitigate the costs.

ERISA Fidelity Insurance

ERISA fidelity insurance is a great idea if you offer employee benefits packages, including 401ks. This type of insurance protects you if funds are lost through misdeeds, which include fraud, theft, lying, larceny, and embezzlement.

Professional Liability/ Errors and Omissions

Does your nonprofit sell products or services? If you do, you’ll probably need an errors and omissions policy, which is often referred to as professional liability insurance. This type of insurance helps financially protect you against real and perceived mistakes that accidentally cost your client money to harm your client’s professional or personal reputation.

Fidelity and Crime Insurance

While every business wants to believe their employees are honest and trustworthy, that’s not always the case. Fidelity and crime insurance are designed to help financially protect you if an employee steals money, equipment, or records. It also helps in instances of forgery, fraud, and the destruction of company property.

General Liability

General liability insurance is a good idea for all nonprofits. This insurance helps pay for customer injuries and/or property damage and injuries resulting from advertisements for the nonprofit. This type of insurance is especially useful if you host a lot of events or fundraisers.

Kidnap and Ransom Insurance

Kidnapping and ransom insurance are beneficial if you send your employees overseas where kidnapping for ransom is common. It may also help in instances of extortion and illegal detention of your employees.

Non-Profit Directors and Officers Liability

Non-profit directors’ and officers’ liability are designed to help financially protect you in the event your executives are presented with litigation from vendors, competitors, government regulators, donors or sponsors, and even employees. It helps ensure that you can maintain your mission and protect your executives’ and board members’ personal assets from forfeiture due to lawsuits.

Workers Compensation

Workers’ compensation helps pay for the medical care of employees who get injured on the job. This includes if your employee needs urgent care, a family doctor, a specialist, and/or a hospital stay.

Non-Profit Insurance with Fearnow

If you own a nonprofit organization, we can help you find all the insurance you need to help protect yourself in case of a covered weather disaster, fire, theft, car accidents, embezzlement, cyber-attacks, and even fraud and omissions claims against your business. Our agents will also answer all your questions and help create a business insurance package that meets your needs and your budget.

To learn more about our insurance policies for nonprofit organizations, give us a call at 813-689-8878.