Commercial Property Insurance2025-04-03T06:12:21-04:00

Commercial Property
Insurance

Commercial Property Insurance

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nationwide insurance
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allstate insurance

Save up to 37% with Fearnow Insurance

Commercial Property insurance is typically included in a Business Owners policy (BOP), but is available separately to better suit a business’s needs. Commercial Property insurance helps to protect your business from loss caused by a covered event. Depending on the terms of your policy, Commercial Property insurance may cover damages caused by a natural disaster, fire, theft, vandalism, or accidents.

What Our Customers Say

Joe did an excellent job helping select the right policy for me quick and easy process thanks joe
Creed Fury
19:53 28 May 25
Thank you Matthew Wink for your awesome service with my homeowners insurance every year a true blessing to have with great company thanks again.
Jermaine Miller
19:31 28 May 25
BIG THANKS to Matt Wink for the support on my new truck. He's always been very helpful and pleasant to work with.
Lenny Campbell
16:07 28 May 25
I just wanted to thank Madrienne James at Fearnow for her outstanding service. She helped us save thousands on our insurance and I cannot thank her enough for her efficiency and hard work. I would recommend Fearnow to everyone!
Karen O'Malley
19:08 21 May 25
I've been a customer of Fearnow for about a year now...I started out with one home insurance policy with Fearnow and now I've transferred over all my policies to them. Joe has been incredible in helping me find the best prices for all my properties. He is very responsive to all my emails and questions and most importantly he is very thorough with everything. He doesn't miss a thing ! I feel confident in knowing that I am in good hand with Joe at Fearnow Ins.
Mindy
18:17 15 May 25
I’ve been a customer of Fearnow for about 3 years now. I’ve trusted them with my home, auto, and life insurance policies.Joe and Matt have worked diligently to find me the best policies that meets my needs and don’t break the bank.Joe, in particular, went the extra mile when it came to my life insurance policy. He was a steadfast advocate for me and my family during the underwriting process and helped me lower my rate by requesting the consideration of a second opinion. If Joe hadn’t stood by my side, I’d have half the coverage for the same price.Therefore, I couldn’t recommend the folks at Fearnow enough. They really do put their customers needs first!
Nicholas Olson
01:47 12 May 25
I want to give a big thank you to Tracy Smith for helping me find a less expensive homeowners insurance company. And the strawberry on top is that she has been so pleasant to speak with the last couple of weeks. I went into the office today and everything was professional yet friendly. Thank you again, Tracy!
Valerie J. Yonkin Eastwood
15:04 06 May 25
Joe is a rockstar! Always looking for better rates and does a fantastic job. He’s helped us with Auto, Umbrella and now working on our home insurance.
Chris Wantlin
19:28 01 May 25
Joseph is amazing! He is very informative, and helped my husband and I get the lowest price for homeowners insurance with more coverage! Would highly recommend !
Kayla Dupuis
14:21 29 Apr 25
I just want to thank Joe for all his hard work figuring out the perfect fit for our auto insurance needs. I wholeheartedly recommend this company to family and friends. His professionalism, knowledge and understanding of his products and our needs was unparalleled. Thanks again
Nita Stafford
00:36 24 Apr 25

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Examples of Covered Events:

  • Hurricane strength winds knock down your business’s marquee which lands on your business’ roof.
  • A water pipe bursts and destroys furniture and valuable documents.
  • An electrical fire burns down your office, destroying all of the contents inside.
  • A thief breaks in, damaging the door, and takes computer equipment.

What Commercial Property Insurance Covers

Whether your business is set up in a freestanding commercial building, leasing an office space, or you are operating your business out of your home, Commercial Property insurance can protect your building and your business’s physical assets such as:

  • The building structure
  • Outdoor signage (marquee, banners, etc.)
  • Fencing and landscaping
  • Furniture
  • Computers
  • Business equipment and machinery
  • Inventory

Damage to another’s property can also be covered in the event that a storm blew your marque or fencing onto another property and caused damage. Commercial Property insurance can be customized to your business’s specific needs and potential risks.  Don’t operate your business without the right coverage.