Progressive Renters Insurance Auto Pay Help and Coverage Info

Are you looking for insurance companies that allow for convenient auto-pay options so that your premiums are paid on time? Auto-pay is great for individuals who have trouble paying certain bills on time, like renters insurance. In fact, you might be surprised to find out that the number one reason that insurance policies are canceled is for non-payment. Many insurance companies give policyholders a 30-day grace period, but individuals who have multiple late payments risk having their policies canceled or non-renewed. 

Does Progressive Offer Renters Insurance Policies in Florida?

Progressive is a popular insurance carrier that is well-known for their home and car insurance as well as their bundled insurance products. However, what you may not know is that Progressive also offers rental insurance. 

As of the publication of this article, Progressive does not offer homeowners’ insurance in Florida. However, Progressive does offer renters insurance policies for individuals who are renting houses, apartments, duplexes and other types of dwellings in Florida. Progressive even offers the ability to bundle renters insurance with other policies, like automotive insurance, motorcycle insurance and RV insurance. 

What Does a Progressive Rental Insurance Policy Include?

Progressive rental insurance policies include personal property coverage, liability, loss of use and medical payments.

  • Personal Property – Covers the policyholder’s personal belongings, including clothes, furniture and electronics. The personal property clause often also covers a certain amount of jewelry, collections and home office equipment. However, it’s important to ask about the policy specifics and coverage limitations.
  • Liability – If you are found to be liable for someone else’s injuries or property damage while on your rented property, this coverage helps pay for that individual’s damages and injuries.
  • Loss of Use – If the policyholder loses the ability to use their rented dwelling, renters insurance is designed to cover some additional living expenses until the dwelling is repaired or the renter has found a new place to live.
  • Medical Payments – The medical payments portion of the renters insurance policy is designed to pay for someone else’s injuries if they’re injured on the property you’re renting.

Can Policyholders Have Their Renters Insurance Premiums Auto-Drafted in Order to Ensure Timely Payments?

Progressive policyholders can have their renters insurance premiums auto-drafted. In order to do this, the policyholder must log into their Progressive account via a web browser. From there, policyholders should navigate to the Billing and Payments menu. There should be an option to enroll in automatic payments on the Billing and Payments page. Policyholders can also update their payment methods, see if any payments are due, and schedule payments for a certain date.

Can Policy Holders Use the Progressive App to Set Up Renters Insurance Auto-Drafts?

As of the writing of this article, renters insurance policyholders cannot use the Progressive smartphone app to set up and manage auto-draft for renters insurance payments. The Progressive smartphone app only allows users to manage their car, motorcycle, RV, boat, personal watercraft and snowmobile policies. Some commercial insurance policies may also be available on the app. However, it’s not possible to manage some of the most common types of insurance on the app, including homeowners insurance, renters insurance, condo insurance and umbrella insurance.

How Much Does Renters Insurance with Progressive Cost?

Progressive states that their renters insurance policies start at about $1 a day. Individuals who are concerned about the cost of their renters insurance can check to see if they’re eligible for discounts. Progressive offers bundling discounts, paperless discounts, single deductible benefits and quote-in-advance discounts. A quote in advance discount applies if the individual gets a quote for renters insurance, and the policy start date is at least three days later. Discounts may also be available for individuals who are renting inside gated or secured communities.

Does Progressive Offer any Renters Insurance Add-Ons?

Progressive does offer some additional coverages that can be added to a renters insurance policy, including water backup and personal injury. Water-backup insurance helps pay for the cleanup and damage caused by water that backs up out of drains and sewer lines from clogged pipes. Personal injury coverage helps pay for certain types of lawsuits, like if the policyholder were accused of libel or slander.

How to Get a Progressive Renter’s Insurance Policy in Florida

Would you like a Progressive renters insurance policy but aren’t sure how to get one? At Fearnow in Florida, we are an independent insurance agency. This means that we have access to insurance policies from a variety of carriers, including Progressive. Our agents can help you find an affordable renters insurance policy from Progressive as well as other types of insurance, including car insurance, boat insurance and RV insurance. We even offer convenient ways to pay, like auto-pay.

If you’re ready to find an affordable renters insurance policy from a well-known and respected insurance carrier, like Progressive, give us a call at 813-689-8878.