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Save up to 37% with Fearnow Insurance
Most churches have activities that extend far beyond their normal Sunday Service. The reality is that every church is susceptible to a lawsuit by its members, guests or other individuals. No matter what precautions you may have in place, accidents happen, property gets damaged, people get hurt, liability issues occur, thefts take place, and much more. For the many unavoidable situations or accidents that happen, you need a great insurance program that will protect your entire church, even when off campus. Being an active member in our church helps us to better understand some of the needs of the local church, while giving us a bird’s eye view to help find gaps in coverage and offer solutions in the most economical way, while representing the premier providers of insurance for religious institutions. Our ability to provide quality insurance that meets the unique needs of your church is what sets Fearnow Insurance, Inc. apart from other agencies. We are honored to serve churches locally in Brandon, Tampa, Seffner, the State of Florida and Nationally.

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The Fearnow Agency Advantage
- We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
- Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
- We can save you up to 37% in insurance cost, or get better coverage for the same cost.
- We always provide full disclosure of plan inclusions and exclusions.
- We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
- Our agents are continuously training, so they stay the leading experts in their field.
Revelation 4:11 Thou art worthy, O Lord, to receive glory and honor and power: for thou hast created all things, and for thy pleasure they are and were created.
Coverage Offerings
General Liability
Professional Liability
Property Coverage
Employee Benefits
Employment Practices Liability
Group Health
Auto Liability
Cyber Liability Coverage
Management Liability Coverage
Equipment Breakdown
Workers’ Compensation
AND More…
Umbrella
Student Accident Coverage
Abuse Liability Coverage
Crime Coverage
Religious Enhancements
Local & Family Owned
Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!
Competitive pricing nationally with world-class customer service!
Do we really need sexual abuse coverage?
Any organization that works with children has the potential to be accused of a crime that is sexual in nature. It doesn’t matter if nothing really happened, an accusation can be made, and the church would then have to defend itself. Sexual Misconduct is one of the most serious financial exposures facing church/religious organizations. It is an unfortunate fact that this is a necessary coverage for church insurance in Florida.
What steps should be taken then?
Always make sure that there are at least two people with a child at all times. It is just best to never be alone with a child so there is nothing for others to speculate. Run background checks on anyone working with children, and make new members wait at least a year before they are allowed to work with children. Make sure to have a written plan to handle allegations, and have polices in place that address the church’s stance and procedures in the handbook. Have sexual abuse prevention training interviews with new hires and volunteers.
Why Fearnow Insurance, Inc. for church insurance?
Christian Agency – We understand the ministry and want to be your trusted partner with YOUR BEST interest in mind.
Church Specialist – We understand that every dollar counts. Proper coverage is a must, while also being insured with a reputable insurance company.
Amazing Products – We represent premier providers of insurance for nonprofits, and have many different options to create specialized policies tailored to your specific needs. We turn your problems into solutions.
The Fearnow Team – We understand the value of working as a team to provide extraordinary service and strive for your 100% satisfaction.
True Partners – We share some of the same goals, to impact the kingdom and make disciples. We want to help provide the best coverage, at the best price, so your church can be the most effective.

Robbie Fearnow

Brian Fearnow

Romans 12:2 – “And be not conformed to this world: but be ye transformed by the renewing of your mind, that ye may prove what [is] that good, and acceptable, and perfect, will of God.”

2 Timothy 3:16-16 – “All scripture [is] given by inspiration of God, and [is] profitable for doctrine, for reproof, for correction, for instruction in righteousness.”

Colossians 3:23 – “And whatever you do, do it heartily, as to the Lord and not to men.”
It Is Our Ministry To Serve The Ministry…
As fellow Christians, we believe an area of our ministry is to provide a service of Insurance.
Being actively involved in our local church gives us a bird’s eye view into specific needs of the church, and its distinct ministries.
As Licensed Insurance Agents, we also understand the coverages needed by churches and their schools. We understand the importance of having a trusted partner and honest adviser to negotiate on the church’s behalf. This is our calling of servant-ship for God’s church.
We will provide upfront, honest and professional service through experience, education, coverage offerings, and carrier options. We believe we are able to truly serve the church’s insurance needs, and help provide proper protection at the best rates, for the church and all involved.
Thank You and God Bless,
Brian & Robbie Fearnow
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Church Insurance Quote from Fearnow Insurance. Quality business protection that saves you money. 30 Years of serving Tampa, Brandon, Seffner area
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