Commercial Property Insurance2025-04-03T06:12:21-04:00

Commercial Property
Insurance

Commercial Property Insurance

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Save up to 37% with Fearnow Insurance

Commercial Property insurance is typically included in a Business Owners policy (BOP), but is available separately to better suit a business’s needs. Commercial Property insurance helps to protect your business from loss caused by a covered event. Depending on the terms of your policy, Commercial Property insurance may cover damages caused by a natural disaster, fire, theft, vandalism, or accidents.

What Our Customers Say

Fearnow Insurance and Jean Rodriguez have helped us for many years to maintain coverage on our church property. Last year, our underwriter of 10 years made the decision to no longer cover churches in Florida. Jean worked many hours to find us 2 new companies to handle property and liability coverages at a cost within our budget. Just recently, she once again stepped in to facilitate the annual renewal process for us. Jean is always friendly and helpful and quick to answer any questions or alert us about any issues that may arise.
Leland Smelser
02:55 17 Sep 25
Joseph and Kayla went above and beyond to find the best rates for home and auto insurance. They stayed in constant communication and made the process very easy. 10/10 recommend Fearnow insurance!
Steven
22:32 11 Sep 25
Helped me find good policies in my budget.Madrianne was very helpful,kind and so easy to work with.... She is GREAT !!
Eric Hopkins
14:49 09 Sep 25
Jean Rodriguez with Fearnow Insurance has been such a blessing for Catholic Youth Soccer, Inc. Since we became a federally recognized nonprofit, she has been fully committed to making sure we are properly protected. Jean’s customer service is amazing—she is attentive, knowledgeable, and always goes the extra mile.Thanks to Jean’s support, CYS has the peace of mind to focus on serving families in our community through faith-based youth soccer. I highly recommend Jean and Fearnow Insurance!CYS is a huge fan of Jean's!!!!!!!
Patrick Poland
20:49 05 Sep 25
Jean Rodriguez, went above and beyond to help me out with my policy . I have a health situation, and she resolved the issue. I appreciate the fact that she kept me informed, and cares about her Clients. Thank you!
Manuel Campoamor III
20:48 05 Sep 25
Lydia in auto and Joe in Life insurance are fantastic ! Excellent customer service , quick responses to inquiries, above and beyond enthusiasm and attention to detail. Highly recommend this Insurance agency.
Grace Rhymes
17:36 04 Sep 25
Joseph was great to work with. He was knowledgeable, communicative, and answered all my questions! He also saved me and my family hundreds of dollars while still keeping great insurance on two vehicles. Good bye Geico! Thank you Fearnow team!
Lorenzo Laporte
21:46 03 Sep 25
I had a great pleasure to work with Joe. Answered to all my questions (I had a lot) and found the best price for my home insurance. Would recommend to check these guys when you are renewing your policy
Andy S
20:34 03 Sep 25
Mr. Joseph was very professional and knows what he is doing.He is very knowledgeable about the needs of the customers and takes time to explain for your understanding.He is very quick in responding to emails and questions.Thank you for your assistance.
Daniel Otu-Jireh
18:38 01 Sep 25
Love dealing with Fearnow, they take care of all my insurance needs. Thank you Joe!
Garrett Norris
18:08 29 Aug 25

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Examples of Covered Events:

  • Hurricane strength winds knock down your business’s marquee which lands on your business’ roof.
  • A water pipe bursts and destroys furniture and valuable documents.
  • An electrical fire burns down your office, destroying all of the contents inside.
  • A thief breaks in, damaging the door, and takes computer equipment.

What Commercial Property Insurance Covers

Whether your business is set up in a freestanding commercial building, leasing an office space, or you are operating your business out of your home, Commercial Property insurance can protect your building and your business’s physical assets such as:

  • The building structure
  • Outdoor signage (marquee, banners, etc.)
  • Fencing and landscaping
  • Furniture
  • Computers
  • Business equipment and machinery
  • Inventory

Damage to another’s property can also be covered in the event that a storm blew your marque or fencing onto another property and caused damage. Commercial Property insurance can be customized to your business’s specific needs and potential risks.  Don’t operate your business without the right coverage.