Nonprofit Insurance2022-05-05T13:33:33-04:00

Nonprofit
Insurance
Quotes

Nonprofit Insurance Quotes

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Quotes from 350+ Carriers:

progressive insurance
auto owners insurance
travelers insurance
nationwide insurance
liberty mutual insurance
allstate insurance

Save up to 37% with Fearnow Insurance

Are you a nonprofit organization that needs insurance, but aren’t sure where to get a good quality nonprofit insurance policy at an affordable price? Just like for-profit operations, nonprofits need to be fully insured to financially protect themselves against unforeseen and unexpected covered events. Here at Fearnow, our agents can help you create an insurance plan that will help mitigate the costs associated with certain weather events, car accidents, on-property injuries, certain types of lawsuits, and workers’ compensation.

Types of Non-Profit Insurance Coverage

  • Business Owners Insurance
  • Commercial Car Insurance
  • Cyber Risk Insurance
  • Employment Practices Liability
  • ERISA Fidelity Insurance
  • Errors and Omissions
  • Fidelity and Crime Insurance
  • Fiduciary Liability
  • General Liability
  • Kidnap and Ransom Insurance
  • Nonprofit Directors and Officers Liability
  • Workers Compensation

What Our Customers Say

I had an excellent experience working with Joe Boyle on my auto and home insurance. He was knowledgeable, responsive, and made the entire process seamless and stress-free. I secured great coverage at a competitive rate, and his customer service was top-notch. Highly recommend!
Agustín Schuster
17:10 19 Feb 25
We are buying our first commercial property and Brian was AMAZING!!! He made sure we had all the proper coverages and answered all of our questions almost as soon as we sent them. I never dreamed setting up new insurance would be this easy. Brian is the BEST
Tracey Van Kleeck
19:59 05 Feb 25
I was searching for auto insurance that was reasonably priced with adequate coverage and found Fearnow Insurance on an internet search. Following only instincts I contacted them from the list and Lydia, the agent, answered the phone. She patiently handled all my questions and endured my gripes about a few carriers. Before we ended the call, Lydia and I were processing a new policy. She literally saved me thousands - thank you!
Judith Carney
17:34 03 Feb 25
Joseph was an amazing help with my insurance needs. He was able to find a new policy for my home and saved me quite a bit of money. He was very communicative and offered prompt service and helpful suggestions for additional savings.
Larri Rosenberg
03:15 30 Jan 25
Joe Boyle was a pleasure to work with. He goes out of his way to make sure he is giving you the best service. We enjoy having Joe as our insurance agent.
sabine ewonaitis
22:23 29 Jan 25
JB , Joseph Boyle is the best insurance agent. He is very knowledgeable of his product, very professional, patient and helpful . He will find you a house insurance with the coverage it needs with the most reasonable price. And he explains everything very clearly to you. I strongly recommend him for all types of insurance as he is an expertise , I was in love with the way he handled my rental house policy renewal and his constant communication with me. Thank you so much JB I greatly appreciate your big help.
Iris Rodriguez
21:29 23 Jan 25
Lydia Bobek was a life saver. Our policy time was ending and our daughter now has her driver's permit so our previous insurance company raised our rate higher than we expected. She was patient and explored all options to come up with one that works for us. Thanks again Lydia!
Melanie Wolfe
08:56 23 Jan 25
Lydia provided highly efficient, specialized service. We experienced prompt response time and follow up. Highly recommend.
Carlen Hagenkotter
19:53 22 Nov 24
Lydia was very pleasant to work with, as she was very knowledgeable and extremely helpful. Kudos!
Robert Sullivan
18:24 19 Nov 24
Lydia Bobek was extremely helpful in finding us insurance for our 2 vehicles that was cheaper than what we were paying. The transition was nice and easy!
Susan Venning
18:20 12 Nov 24

The Fearnow Agency Advantage

  • We work for you, not the insurance carriers, to ensure your claims are processed efficiently and are paid out quickly.
  • Unlike a single-company agency, we have access to over 100 carriers, so we’re never limited in the services we can provide you.
  • We can save you up to 37% in insurance cost, or get better coverage for the same cost.
  • We always provide full disclosure of plan inclusions and exclusions.
  • We offer customized plans tailored specifically to your needs, instead of forcing you into a pre-packaged solution that won’t really work for you.
  • Our agents are continuously training, so they stay the leading experts in their field.

Most auto policies are for six months to a year. Your insurance carrier will notify you by mail when it’s time to renew the policy and to pay your premium.

An auto insurance policy is comprised of six different kinds of coverage: Bodily Injury, Personal Injury Protection (Medical Payments), Property Damage Liability, Collision, Comprehensive, and Underinsured/Uninsured Motorist Coverage. Each coverage is priced separately.

Business Owners Insurance

Business owner’s insurance is also known as BOP insurance. It offers property protection and liability coverage for your nonprofit organization. It helps cover customers and visitors if they are injured on the property, and it helps protect your buildings if they are damaged during a covered event. Additionally, this type of coverage may pay for items such as debris removal and loss of income due to a covered event.

Commercial Car Insurance

If you use vehicles, like cars, vans, trucks, and buses, for your nonprofit, you’ll need a commercial car insurance policy. Commercial car insurance helps financially protect you if you are operating a business vehicle for business purposes and get into a car accident. Coverages that can be included in commercial car insurance include collision, comprehensive, roadside assistance, rental car coverage, and liability.

Cyber Risk Insurance

If you keep employee and customer data on a computer or on the Internet, this insurance helps protect you if you experience a data breach. This insurance may provide notifications for all individuals involved in the breach, credit report monitoring, and help with securing your equipment and records.

Local & Family Owned

Offices serving the local Tampa, FL and Wilson, NC areas for almost 30 years!

Competitive pricing nationally with world-class customer service!

Employment Practices Liability

If you have employees at your nonprofit, you need employment practices liability coverage. This insurance helps protect you against claims of wrongful termination, workplace harassment, retaliation, and discrimination. These types of accusations and lawsuits can be extremely expensive, therefore, it’s best to have an insurance policy to help mitigate the costs.

ERISA Fidelity Insurance

ERISA fidelity insurance is a great idea if you offer employee benefits packages, including 401ks. This type of insurance protects you if funds are lost through misdeeds, which include fraud, theft, lying, larceny, and embezzlement.

Professional Liability/ Errors and Omissions

Does your nonprofit sell products or services? If you do, you’ll probably need an errors and omissions policy, which is often referred to as professional liability insurance. This type of insurance helps financially protect you against real and perceived mistakes that accidentally cost your client money to harm your client’s professional or personal reputation.

Fidelity and Crime Insurance

While every business wants to believe their employees are honest and trustworthy, that’s not always the case. Fidelity and crime insurance are designed to help financially protect you if an employee steals money, equipment, or records. It also helps in instances of forgery, fraud, and the destruction of company property.

General Liability

General liability insurance is a good idea for all nonprofits. This insurance helps pay for customer injuries and/or property damage and injuries resulting from advertisements for the nonprofit. This type of insurance is especially useful if you host a lot of events or fundraisers.

Kidnap and Ransom Insurance

Kidnapping and ransom insurance are beneficial if you send your employees overseas where kidnapping for ransom is common. It may also help in instances of extortion and illegal detention of your employees.

Non-Profit Directors and Officers Liability

Non-profit directors’ and officers’ liability are designed to help financially protect you in the event your executives are presented with litigation from vendors, competitors, government regulators, donors or sponsors, and even employees. It helps ensure that you can maintain your mission and protect your executives’ and board members’ personal assets from forfeiture due to lawsuits.

Workers Compensation

Workers’ compensation helps pay for the medical care of employees who get injured on the job. This includes if your employee needs urgent care, a family doctor, a specialist, and/or a hospital stay.

Non-Profit Insurance with Fearnow

If you own a nonprofit organization, we can help you find all the insurance you need to help protect yourself in case of a covered weather disaster, fire, theft, car accidents, embezzlement, cyber-attacks, and even fraud and omissions claims against your business. Our agents will also answer all your questions and help create a business insurance package that meets your needs and your budget.

To learn more about our insurance policies for nonprofit organizations, give us a call at 813-689-8878.