We Are Fearnow Insurance

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance agencies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Fearnow Insurance

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

Fearnow Insurance was very professional and timely done.Joe Boyle Saved us a lot of money…can’t thank him enough..
Margaret Rudolph
19:36 11 Apr 25
Joe goes above and beyond with his customers to make sure things are just right.
Debbie Clair
17:30 11 Apr 25
Joe returns phone calls and texts very promptly. He is very professional, too. I appreciated his assistance in finding a more reasonable car insurance policy.
Debbie
16:27 11 Apr 25
Fearnow Insurance team is amazing, especially Brian, Sheri and Jean. They are always on point, and their turnaround time for insurance documents is incredibly fast. Their efficiency and professionalism is on the highest level!
Jelena Cosovic
13:31 02 Apr 25
Jared Arnold at Fearnow Insurance, Inc. provided incredible support for our church, GracePoint Church in Plant City. He helped us save over $40,000 annually on our insurance premiums, while also increasing our coverage significantly. Jared's professionalism, attention to detail, and outstanding client service made the process effortless and reassuring. We highly recommend Jared and Fearnow Insurance for any church or non-profit seeking quality coverage and substantial savings!
Robert Olszewski
18:21 25 Mar 25
Matt Wink, is my astute and kind, agent supreme at Fearnow Insurance. Most recently, he patiently and wisely guided me through the claims process after my home was damaged by Hurricane Milton. Even when I was "losing it", he was professional, calm and the voice of reason for my husband and I. Cudos to Matt and all of the staff at Fearnow Insurance who worked tirelessly and relentlessly throughout all of the hurricanes and storms, year after year here in Florida.Matt will always shop around for the best policies for your home, cars and boat each and every year and tailor those he finds to your personal and finanacial needs. I have lived in Florida for 10 years and I have been with FearNow all of that time.A FINAL WORD OF CAUTIONARY ADVICE: YOUR HOME AND VEHICLES ARE YOUR BIGGEST FINANCIAL INVESTMENTS/ASSETS, SO DO NOT MAKE THE MISTAKE OF NOT INSURING THEM PLEASE! JUST CALL MATT WINK!Laura L Vahey
LAURA VAHEY
20:29 23 Mar 25
Justin helped me over the phone yesterday and I must say he was very nice and took the time to get my payment done. Thank you again Justin!!
Sheila Phoenix
21:10 13 Mar 25
Lamarr was great! I needed a revision of my homeowners policy and Lamarr was professional and very helpful! Thank you!
Brenda Roberts
12:50 06 Mar 25
Joe did a great job putting my homeowners policy together. He was very responsive and answered all my questions. I highly recommend Joe and the Fearnow team.
Patrick Toohey
23:07 05 Mar 25
Great knowledge of the market and an aggressive approach to finding suitable coverage for his clients.
Frank Comparetto
21:36 28 Feb 25

The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.

An Independent Agency that Represents Many A+ Rated Carriers

Fearnow Insurance is an independent insurance agency that represents many A+ rated carriers. We advise you of coverages you might need and give you the options, tailor made your policies, to best fit your needs and give you the best possible price. Fearnow Insurance can serve all your insurance needs, home, auto, business, life, flood, boat, and even payroll services. Don’t delay call Fearnow Insurance today at 813-981-7862.