We Are Fearnow Insurance

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance agencies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Fearnow Insurance

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

I just wanted to thank Madrienne James at Fearnow for her outstanding service. She helped us save thousands on our insurance and I cannot thank her enough for her efficiency and hard work. I would recommend Fearnow to everyone!
Karen O'Malley
19:08 21 May 25
I've been a customer of Fearnow for about a year now...I started out with one home insurance policy with Fearnow and now I've transferred over all my policies to them. Joe has been incredible in helping me find the best prices for all my properties. He is very responsive to all my emails and questions and most importantly he is very thorough with everything. He doesn't miss a thing ! I feel confident in knowing that I am in good hand with Joe at Fearnow Ins.
Mindy
18:17 15 May 25
I’ve been a customer of Fearnow for about 3 years now. I’ve trusted them with my home, auto, and life insurance policies.Joe and Matt have worked diligently to find me the best policies that meets my needs and don’t break the bank.Joe, in particular, went the extra mile when it came to my life insurance policy. He was a steadfast advocate for me and my family during the underwriting process and helped me lower my rate by requesting the consideration of a second opinion. If Joe hadn’t stood by my side, I’d have half the coverage for the same price.Therefore, I couldn’t recommend the folks at Fearnow enough. They really do put their customers needs first!
Nicholas Olson
01:47 12 May 25
I want to give a big thank you to Tracy Smith for helping me find a less expensive homeowners insurance company. And the strawberry on top is that she has been so pleasant to speak with the last couple of weeks. I went into the office today and everything was professional yet friendly. Thank you again, Tracy!
Valerie J. Yonkin Eastwood
15:04 06 May 25
Joe is a rockstar! Always looking for better rates and does a fantastic job. He’s helped us with Auto, Umbrella and now working on our home insurance.
Chris Wantlin
19:28 01 May 25
Joseph is amazing! He is very informative, and helped my husband and I get the lowest price for homeowners insurance with more coverage! Would highly recommend !
Kayla Dupuis
14:21 29 Apr 25
I just want to thank Joe for all his hard work figuring out the perfect fit for our auto insurance needs. I wholeheartedly recommend this company to family and friends. His professionalism, knowledge and understanding of his products and our needs was unparalleled. Thanks again
Nita Stafford
00:36 24 Apr 25
I'm a new resident to the Florida area, Joe was extremely helpful and attentive to our needs with acquiring policies that we needed! Great job JOE!
Neil L Anastas Jr
20:39 23 Apr 25
Fearnow Insurance was very professional and timely done.Joe Boyle Saved us a lot of money…can’t thank him enough..
Margaret Rudolph
19:36 11 Apr 25
Joe goes above and beyond with his customers to make sure things are just right.
Debbie Clair
17:30 11 Apr 25

The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.

An Independent Agency that Represents Many A+ Rated Carriers

Fearnow Insurance is an independent insurance agency that represents many A+ rated carriers. We advise you of coverages you might need and give you the options, tailor made your policies, to best fit your needs and give you the best possible price. Fearnow Insurance can serve all your insurance needs, home, auto, business, life, flood, boat, and even payroll services. Don’t delay call Fearnow Insurance today at 813-981-7862.