We Are Fearnow Insurance

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance agencies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Fearnow Insurance

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

I had an excellent experience working with Joe Boyle on my auto and home insurance. He was knowledgeable, responsive, and made the entire process seamless and stress-free. I secured great coverage at a competitive rate, and his customer service was top-notch. Highly recommend!
Agustín Schuster
17:10 19 Feb 25
We are buying our first commercial property and Brian was AMAZING!!! He made sure we had all the proper coverages and answered all of our questions almost as soon as we sent them. I never dreamed setting up new insurance would be this easy. Brian is the BEST
Tracey Van Kleeck
19:59 05 Feb 25
I was searching for auto insurance that was reasonably priced with adequate coverage and found Fearnow Insurance on an internet search. Following only instincts I contacted them from the list and Lydia, the agent, answered the phone. She patiently handled all my questions and endured my gripes about a few carriers. Before we ended the call, Lydia and I were processing a new policy. She literally saved me thousands - thank you!
Judith Carney
17:34 03 Feb 25
Joseph was an amazing help with my insurance needs. He was able to find a new policy for my home and saved me quite a bit of money. He was very communicative and offered prompt service and helpful suggestions for additional savings.
Larri Rosenberg
03:15 30 Jan 25
Joe Boyle was a pleasure to work with. He goes out of his way to make sure he is giving you the best service. We enjoy having Joe as our insurance agent.
sabine ewonaitis
22:23 29 Jan 25
JB , Joseph Boyle is the best insurance agent. He is very knowledgeable of his product, very professional, patient and helpful . He will find you a house insurance with the coverage it needs with the most reasonable price. And he explains everything very clearly to you. I strongly recommend him for all types of insurance as he is an expertise , I was in love with the way he handled my rental house policy renewal and his constant communication with me. Thank you so much JB I greatly appreciate your big help.
Iris Rodriguez
21:29 23 Jan 25
Lydia Bobek was a life saver. Our policy time was ending and our daughter now has her driver's permit so our previous insurance company raised our rate higher than we expected. She was patient and explored all options to come up with one that works for us. Thanks again Lydia!
Melanie Wolfe
08:56 23 Jan 25
Lydia provided highly efficient, specialized service. We experienced prompt response time and follow up. Highly recommend.
Carlen Hagenkotter
19:53 22 Nov 24
Lydia was very pleasant to work with, as she was very knowledgeable and extremely helpful. Kudos!
Robert Sullivan
18:24 19 Nov 24
Lydia Bobek was extremely helpful in finding us insurance for our 2 vehicles that was cheaper than what we were paying. The transition was nice and easy!
Susan Venning
18:20 12 Nov 24
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The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.

An Independent Agency that Represents Many A+ Rated Carriers

Fearnow Insurance is an independent insurance agency that represents many A+ rated carriers. We advise you of coverages you might need and give you the options, tailor made your policies, to best fit your needs and give you the best possible price. Fearnow Insurance can serve all your insurance needs, home, auto, business, life, flood, boat, and even payroll services. Don’t delay call Fearnow Insurance today at 813-981-7862.