We Are Fearnow Insurance

Our independent insurance agency has the experience and personnel necessary to fulfill our promise to our customers with efficient customer service, a caring attitude, and a vast knowledge that sets us apart from other Florida insurance agencies, and helps us meet our client’s insurance needs.

Whether our customers are in need of Personal Insurance, Business Insurance, Health Insurance, or Life Insurance, our specialists are here to provide guidance and service.  Additionally, the insurance carriers we represent rely on our integrity, knowledge of their products, and our commitment to serving our customers to the fullest extent.  This is what helps us keep our customers happy and their assets protected.  If you need to get life insurance, or any other type of insurance coverage, you can count on our team to find the right coverage to fit your budget and your needs.

Additionally, we believe that our community is very important, and that our company is privileged to be a part of it.  We believe in giving back to the community with our involvement and membership in various areas, including the Chamber of Commerce, youth sports, and the annual fundraising golf tournament to benefit the Joshua House.

Although our primary office is located in Seffner, Florida, our insurance company is capable of writing just about any type of insurance policy throughout the State of Florida.  We can also service individuals and businesses across the United States.

Fearnow Insurance

Our Mission Statement

To our employees, our customers, and our carriers:  It is our job to understand your needs and fulfill your expectations.  “Trust in the LORD with all thine heart; and lean not unto thine own understanding.  In all thy ways acknowledge Him, and He shall direct thy paths.” – Proverbs 3:5-6

What Our Customers Say

Joseph and Kayla went above and beyond to find the best rates for home and auto insurance. They stayed in constant communication and made the process very easy. 10/10 recommend Fearnow insurance!
Steven
22:32 11 Sep 25
Helped me find good policies in my budget.Madrianne was very helpful,kind and so easy to work with.... She is GREAT !!
Eric Hopkins
14:49 09 Sep 25
Jean Rodriguez with Fearnow Insurance has been such a blessing for Catholic Youth Soccer, Inc. Since we became a federally recognized nonprofit, she has been fully committed to making sure we are properly protected. Jean’s customer service is amazing—she is attentive, knowledgeable, and always goes the extra mile.Thanks to Jean’s support, CYS has the peace of mind to focus on serving families in our community through faith-based youth soccer. I highly recommend Jean and Fearnow Insurance!CYS is a huge fan of Jean's!!!!!!!
Patrick Poland
20:49 05 Sep 25
Jean Rodriguez, went above and beyond to help me out with my policy . I have a health situation, and she resolved the issue. I appreciate the fact that she kept me informed, and cares about her Clients. Thank you!
Manuel Campoamor III
20:48 05 Sep 25
Lydia in auto and Joe in Life insurance are fantastic ! Excellent customer service , quick responses to inquiries, above and beyond enthusiasm and attention to detail. Highly recommend this Insurance agency.
Grace Rhymes
17:36 04 Sep 25
Joseph was great to work with. He was knowledgeable, communicative, and answered all my questions! He also saved me and my family hundreds of dollars while still keeping great insurance on two vehicles. Good bye Geico! Thank you Fearnow team!
Lorenzo Laporte
21:46 03 Sep 25
I had a great pleasure to work with Joe. Answered to all my questions (I had a lot) and found the best price for my home insurance. Would recommend to check these guys when you are renewing your policy
Andy S
20:34 03 Sep 25
Mr. Joseph was very professional and knows what he is doing.He is very knowledgeable about the needs of the customers and takes time to explain for your understanding.He is very quick in responding to emails and questions.Thank you for your assistance.
Daniel Otu-Jireh
18:38 01 Sep 25
Love dealing with Fearnow, they take care of all my insurance needs. Thank you Joe!
Garrett Norris
18:08 29 Aug 25
I would give our agent, Jean Rodriguez at 5 Stars for sure! She is very knowledgeable about our coverage and always very helpful in answering questions when I have them. She is quick to respond to phone calls and emails! Would highly recommend her for your insurance needs!
Christina Wyant
19:03 28 Aug 25

The History of Our Insurance Agency

Fearnow Insurance, Inc. was created in 1991 by Kenneth Fearnow as a multi-line independent insurance agency, and soon after, our company began to grow rapidly.  In 1992, thanks to the growth of the agency, Ken’s wife, Susan, joined him in the business.

The agency has enjoyed continued growth throughout the years with an experienced, quality staff in our Personal Lines, Commercial Lines, and Employee Benefits departments.  With a deep belief in continuing insurance education courses, including the Certified Insurance Counselor program, we are able to provide our customers with the knowledge and service they deserve.

Our agency was honored by winning the 2003 Greater Brandon Chamber of Commerce Small Business of the Year Award in our category and was one of the three finalists in 2002.  We look forward to continuing our commitment and service to our customers in our impressive 5,000 square foot building, which was completed for us in May 2004.

Contact us for more information about our many insurance services and how we can help provide coverage to individuals and businesses across the State of Florida.

Insuring Everything Important to You

There are many different types of insurance available from our independent insurance company in Seffner, Florida.  That is why the team at Fearnow Insurance wants to help you make the smartest choices when it comes to what type of coverage you should buy, as well as which carriers you should buy from.  We handle all of your personal insurance needs as part of our commitment to excellence, and use our access to multiple A-rated, admitted carriers to find you the best coverage for the most affordable price.  Just fill out our questionnaire and we will have a response to you within one business day.  If you need a quote now, and it is during our hours of operation, feel free to give us a call.

Take a look below at some of the different insurance services we provide, including information about auto insurance, homeowners’ insurance, and life insurance.  Then let one of our helpful agents discuss your needs with you so you can find the best options for you, your family, and your assets.  Additionally, make sure you take advantage of our free quotes.

An Independent Agency that Represents Many A+ Rated Carriers

Fearnow Insurance is an independent insurance agency that represents many A+ rated carriers. We advise you of coverages you might need and give you the options, tailor made your policies, to best fit your needs and give you the best possible price. Fearnow Insurance can serve all your insurance needs, home, auto, business, life, flood, boat, and even payroll services. Don’t delay call Fearnow Insurance today at 813-981-7862.